Even if YT gave all the money to the creators, ads are so cheap nowadays that it would need them approx 20.000 ad views just to pay a month of premium (and that's assuming every cent goes to them) big creators and publishers sure make money out of ads, in the end they get millions of views. But a smaller creator thst works hours upon hours on a video is making probs less than minimum wage through ads. Ergo If they want to make money they need to rely on generous people.