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Mint is shutting down, and it’s pushing users toward Credit Karma (www.theverge.com)
submitted 2 years ago by to c/technology@lemmy.world
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[–] 16 points 2 years ago* (1 child)

YNAB is a waste of money imo. It's literally just a spreadsheet with a bunch of mumbo jumbo to justify you paying for it while still manually doing all the work.

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  • [–] 1 point 2 years ago (1 child)

    The only work you manually have to do is approve transactions that have been auto imported for you - and that's absolutely a feature, not a bug

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  • [–] 0 points 2 years ago* (1 child)

    Except the auto-imports fuck up constantly which means you need to manually reconcile them. And they straight up discourage you from using auto imports in the first place. You're "supposed" to reconcile all accounts manually in YNAB.

    On top of that you have to make sure every transaction is categorized correctly, so there definitely is manual work to do.

    It's a spreadsheet with a cult, nothing more.

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  • [–] 2 points 2 years ago

    Interesting that you run into those issues, I've had it for years and handedly had to manual reconcile more than once or twice early on, certainly not in the last few years

    Good news is, no one is making you use it!

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