Losing your insurance/job is one of those situations that they'll enroll you early

If you aren't working, put in zero as your salary.

That's brutal, and I'm very sorry to hear that. No one should have to struggle to find help, especially for stuff like that.

I think this whole system is stupid, even from a business sense. If you want quality labour, "happy employees" are the way to go. If you prevent people from getting much wanted/needed help, you'll have a lot less of those "happy employees". You'll also have fewer taxes being paid, less money being spent, fewer people attending events and buying non-essential things, etc. The current set-up makes no sense to me. Instead of imporving anything, let's just keep continuing to make things worse and then complain that society is getting worse. That will totally fix things. It hasn't worked for the past couple of decades, but it will totally magically change tomorrow. Assholes.

I hope things get much better for you and your father soon. Y'all deserve MUCH better than this.

If you aren’t working, why are you putting in any salary?

almost 10% of your income!? fuck the "hyper socialist" Germany has 6% from my taxes

But... what about the shareholders? What about about their return on investment?

/s