I've been informed that adblock plus sort of sucks now. If you're looking for one, go for UBlock Origin.
It’s going to depend on age as well
Zoomers for instance will see an ad to download something and they’d download it. Millennials won’t click ads at all but if they see a software ad then they will assume it’s a scam and avoid that software
So if you are making an ad you want to focus on the Zoomer demographic
As far as annoying, look at the type of YouTubers that Zoomers like. They like annoying things