I like that you have to justify biometrics by coupling them with a shitty password, When just having a decent password solves both issues.

and honestly I dont even want to discuss bad passwords. thats a topic thats 30+ years old at this point, a topic so old that entire generations of people have grown up from infancy with the warnings of using proper passwords..And they get reminded about it every time they make a password. If they still cant be bothered to use something other than 1234 or password1, then they deserve what they get, and shouldnt be counted amongst actual security problems.