I have a display with HDR and VRR but VRR is fucked on all same and older generation oled panels I found out later, and the brightness flickers at dumb times so I can't use it regardless. There's a very specific case in which it works iirc, but it would require consideration for every game.

But apart from me and one guy several tax brackets above me, everyone I know uses ~2016 basic model tvs and monitors from fbm or similar era gaming displays from friends that upgraded. Some of them have old HDR capable displays but I feel like oled without HDR beats lcd with HDR any day. The average gamer still uses pretty shit tier hardware and GPU is definitely a generally preferred upgrade over display when you can get old 1080p's free or 4k for cheap used, lack of buzzwords be damned.