I know I'm supposed to want it to keep going up as a wealth generator or whatever.
But like... I wouldn't be able to afford the monthly payments if I bought my house right now and it's scary. Also none of my friends are buying homes, none of them are even renting full places. Just like renting rooms.
You are a middleman who provides no value. The difference between the people paying you and yourself is one earns their daily bread while you rest on the work of the past. It is enough that you are getting money, don't expect us to like you just because you can legally do your "work" slightly worse.