I fell off my ebike and broke my collarbone. In the immense pain and fear I was in I went to emergency clinic that forwarded me to an ER. I received no care at this ER and only sat in a bed for 4 hours before they discharged me. I've been refreshing my claims page for my government subsidized insurance for abt a month waiting for the other foot to drop. I have to pay $620 dollars in copays I don't have. How is the American healthcare system so broken? Also why would any doctor recommend going to an ER? I will also loose my benefits if my premium rates rise since Trump and Congress want to give tax breaks to the ultra wealthy. I knew the system would come for me eventually, there is no escape.