Inflation works to reduce the value of the debt over time. If you had a mortgage from 20 years ago you would be paying fuck all now compared to your income.

I bought a house for ~£230k 2 years ago, if inflation continues as it did over the past 25 years that would be £440k in the next 25 years - quite a big assumption though but it gives you an idea there. However, in 2050 I will still be paying the mortgage of a £230k house because that is how much I borrowed, and my income will have increased by some amount as well.

Yes wages are not keeping up with inflation, yes all billionaires should be hanged, but its still possible to get food and shelter. Don't give in to hopelessness. Don't give up just because something might be difficult.