She has a saying “poor people have poor ways” which she thinks means that when your poor you work with what you have, I have told her it is an insult that means poor people are poor because of their actions and decisions.
I think you could maybe use less time on the Internet. Social media has a nasty habit of telling everyone that everything they hear is a code for something else; spend too long reading that junk and it’ll convince you that everyone in the world is a secret bigot.