Cue all the whining.

Credit cards are an amazing tool, and one of the best things that people don't realize is almost every single credit card gives you 90 days loss damage theft protection, and an extra year warranty on top of whatever the manufacturer gives you.

This has literally saved me tens of thousands of dollars over the last three decades.

I got two brand new laptops because they both died around the 2 to 3 year point, and the extra year of CC warranty carried the coverage over. With no replacement parts available, they were required to give brand new laptops with new warranty. That's just one example of many. My brother smashed a TV when we were setting it up... Invoked the 90 dat damage protection and got a "free" TV.