Money is the biggest issue. I've had my general for years... have never been able to afford a radio to use those bands at home. Ive had a magnetic loop antenna all ready to use in my garage for several years but no radio to run it. The local 2m/70cm is just old guys complaining usually. Passing traffic is fun during hurricanes... Only so many times I can enjoy trying to hit satellites that are swamped with people.

Morse is no longer required-- yay!

And with the appearance of low cost Chinese brand radios, the equipment can be cheap for 2m, particularly.

The usual go-to for new hams is the Baofeng UV-5R and similar. The cost is about $20-30. It's not the greatest radio and is kind of messy but for $20ish who cares if it gets you on the air.

Also Hamfests are a great place to pick up cheap used gear. For example I got an entry level 2m mobile rig (an old Radio Shack model) for $10 and antenna for similar.

If you want a new higher quality handheld transceiver (HT) there are options at $100 or less from Alinco and Yaesu. (Maybe Kenwood and Icom have budget options too idk)

You can get a Baofeng UV5R for about $20 and it can broadcast on ham frequencies! Just don't tell anyone I recommended that radio to you (I have 2 of them though). Morse code isn't a requirement anymore either. Time to do it!