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Looking for PayPal alternative in Germany - Bunq, Klarna, Revolut or N26? (feddit.org)
submitted 1 year ago by to c/buyfromeu@feddit.org
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Hello everyone,

I'm living in Germany and looking for a good PayPal alternative. I mainly need it for:

  • Sending money to friends
  • Paying online, especially to small vendors
  • Ordering food and everyday purchases

I've heard about Bunq, Klarna, Revolut, and N26, but I'm not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

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[–] 6 points 1 year ago (1 child)

I only heard bad things from Klarna. The worst story is from a buddy of mine who used the service once, paid everything and now semi regularly keeps getting threats about debt collection for things he didn't even look at.

Idk about you but for me personally this is enough to make me not want to try them. Especially since I'm missing positive or even neutral reviews.

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  • [+] 2 points 1 year ago* (last edited 1 year ago) (1 child)
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  • [–] 2 points 1 year ago

    Maybe the movement will be a chance for new good European companies to rise at least. It definitely should make it a bit easier for (new) companies to advertise their products vs "big US", as previously you often needed a bit more than just "this service is European" to get people to switch.

    By now I'm noticing some people being willing to change even if a few features are missing/not yet implemented when before that was a dealbreaker to them, no matter whether they actually used said features or not.

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