Wow, this is exactly what I was looking for. Thank you.

Original, I thought "hey, everything will work"... but then I started to look into the details. For example, Revolut, it works, then it doesn't work (due to attestation), then works (after people complain).

I really need to ask myself, if this is the kind of experience I want with my daily driver. On the other hand, I know this is just Google strong arming me into their walled garden. Man, I really hate this dystopian future.