I would strongly encourage people to encrypt their on site data storage drives even if they never leave the house and theft isn’t a realistic thing that can happen.
The issue is hard drive malfunction. If a drive has sensitive data on it and malfunctions. It becomes very hard to destroy that data.
If that malfunctioning hard drive was encrypted you can simply toss it into an e-waste bin worry free. If that malfunctioning drive was not encrypted you need to break out some heavy tools tool ensure that data is destroyed.