I'll look into these. I hadn't really considered ZWave but I don't know enough about it not to do some more research. I picked ZigBee because we already have a tonne of Hue bulbs which I will slowly migrate to z2m.
You're right, the cost of a Zwave USB shouldn't be the deciding factor when the potential cost is in the hundreds for multiple switches.
I do know that I have neutral wires and have 2, 3, and 4-pole switches which I'm targeting for replacement