The point is not to chill and just burn through the savings and not work. How would having that much money saved, change the way you look for jobs?

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[–] -3 points 2 years ago* (1 child)

There is no definition of being wealthy that does not include people that make $120k/year.

You are richer than 80% of the country at that point. Lots of people have families in high COL cities and live on significantly less money than that.

https://www.taxpolicycenter.org/statistics/household-income-quintiles

Maybe a hurricane, strong winds or just normal wear and tear made their house roof leak, thats $20k right there, ask me how I know.

I literally spent $24k on home repairs this summer, and I just pay it in payments, and I make 6 figures. No normal person pays this in cash, outright.

My roof replacement a few years back was $8k covered by home insurance.

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  • [–] 2 points 2 years ago (1 child)

    There is no set amount of USD that defines the line between "wealthy" and "poor". Your $120k figure would go a lot further in Mississippi or Texas that it would go in California or Massachusetts, where that would be barely enough for a large family.

    There's definitely a place (or two) in the US where a family struggles with $120k/yr. Sure, just move to Mississippi, I guess ...

    Lots of people have families in high COL cities and live on significantly less money than that.

    They would be considered "poor" there, or at least not wealthy.

    I literally spent $24k on home repairs this summer, and I just pay it in payments, and I make 6 figures.

    Well good for you, I guess.

    No normal person pays this in cash, outright.

    I guess I'm not normal.

    My roof replacement a few years back was $8k

    Good for you, that would get you half a roof here, and insurance won't cover if it's considered normal wear and tear.

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