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No shame at all (lemmy.world)
submitted 2 years ago by to c/privacy@lemmy.world
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[–] 7 points 2 years ago (2 children)

Experian are a credit reference agency. They give you a little score that lets other creditors know whether you’re a good risk for lending money too, getting a credit card, mortgage, etc.

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  • [–] 3 points 2 years ago (1 child)

    And you actually have to pay to learn about your own credit rating?

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  • [–] 1 point 2 years ago

    You can get a paper report for close to free still I believe. Equifax and Experian charge a monthly fee. I just use ClearScore which is free and shows all your credit outgoings, debts, account, defaults, county court judgments, and a score.

    I imagine companies that use them to check potential customers pay a fee.

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