And you don't have your notification bar on the phone full of upload errors? Nextcloud doesn't open 15 seconds on the computer? Can you get to older photos in under an hour, while Nextcloud slowly loads one thumbnail per second?
It is really unbeleviable how there are some people for whom Nextcloud just works, and the rest of us.
I gave up on my personal self-hosted instance a long ago, and at work we use commercially hosted Nextcloud and have to get a new account ~yearly because it slows down like Windows 95 when data accumulates.